Ministry Rates

BUSINESS SHARES

Type of Account APY Dividend Rate Effective Date
Shares (Regular and Special)1 .17% .17% Qtr. Ending 6/30/2018 - Minimum Balance of $100 required to earn the APY

BUSINESS CHECKING

Balance APY Dividend Rate Effective Date
Less than $1,000 .10% .10% 07/2018
$1,000 to $9,999.99 .10% .10% 07/2018
$10,000 to $24,999.99 .10% .10% 07/2018
$25,000 to $49,999.99 .10% .10% 07/2018
$50,000 to $99,999.99 .10% .10% 07/2018
$100,000 and over .10% .10% 07/2018

BUSINESS MONEY MARKET2

Balance APY Dividend Rate Effective Date
Less than $1,000 0% 0% $1,000 minimum balance required to earn dividend.
$1,000 to $9,999.99 .17% .17% 07/2018
$10,000 to $24,999.99 .35% .35% 07/2018
$25,000 to $49,999.99 .45% .45% 07/2018
$50,000 to $99,999.99 .50% .50% 07/2018
$100,000 and over .55% .55% 07/2018

CERTIFICATE ACCOUNTS

Term APY Dividend Rate Effective Date
6 months .70% .70% These rates are effective as of July 3, 2018. A $500 minimum deposit is required to earn the Annual Percentage Yield. Penalty for early withdrawal is 90 days dividends on the amount withdrawn for a terms of 12 months and under, and the penalty for early withdrawal on terms over 12 months is 180 days. Penalties or applicable fees may reduce your earnings.
12 months 1.10% 1.10%
18 months 1.15% 1.15%
24 months 1.36% 1.35%
36 months 1.61% 1.60%
60 months 2.12% 2.10%

JUMBO CERTIFICATE ACCOUNTS

Term APY Dividend Rate Effective Date
6 months .80% .80% These rates are effective as of July 3, 2018. A $97,000 minimum deposit is required to earn the Annual Percentage Yield. Penalty for early withdrawal is 90 days dividends on the amount withdrawn for a terms of 12 months and under, and the penalty for early withdrawal on terms over 12 months is 180 days. Penalties or applicable fees may reduce your earnings. 
12 months 1.16% 1.15%
18 months 1.21% 1.20%
24 months 1.46% 1.45%
36 months 1.71% 1.70%
60 months 2.22% 2.20%

APY=Annual Percentage Yield. APR=Annual Percentage Rate. Penalties or applicable fees may reduce your earnings. 1Dividends calculated daily; compounded and paid quarterly; rate subject to change quarterly. 2Dividends calculated daily; compounded and paid monthly; rate subject to change monthly.