Debt Protection

Debt Protection

Help preserve your standard of living with Debt Protection.

In February 2012, the number of long-term unemployed (those jobless for 27 weeks or more) was 5.4 million and accounted for 42.5 percent of the unemployed.1

Whether you're taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble because things happen…life happens. Help play it safe.

Entrust Financial CU provides Dept Protection, which is a voluntary loan-payment protection product that will cancel or reduce repayment of your loan debt if a protected life event unexpectedly happens to you (and you’re a protected borrower or co-borrower on the loan).

Help lessen your worries, and your family’s worries, about paying loans during a time when income may be reduced or lost and paying other household bills becomes challenging.

Protected events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment

Simple eligibility requirements ease the enrollment process.

Contact Entrust Financial CU’s Loan Department at 804-353-8012, 800-944-3622 or to learn more about protecting your loans today.

*Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Entrust Financial Credit Union’s debt protection program.

1  Source:, Economic News Releases, The Employment Situation,February 2012