Tap into your Home Equity!

Make the dollars invested in your home work for you. A Home Equity Loan or Line of Credit allows members to use the equity in their home to consolidate debt, help finance a child's education, or make home improvements - just to name a few possibilities. We offer several options to satisfy your needs. Discuss the details of each program with our Home Loan Specialist to determine which suits your needs the best.

At this time, we are only able to offer Home Equity Loans and Lines of Credit to Virginia residents.

Home Equity Loan Features: Home Equity Line of Credit Features:
  • Finance up to 90% loan-to-value
  • No pre-payment penalty
  • Finance up to a 90% loan-to-value
  • 10 year drawing period and 10 year repayment period
  • No pre-payment penalty
  • Variable rate based on prime
Closed-End Home Equity Loan Features
  • Finance up to 90% loan-to-value, minus any first mortgage balance
  • Fixed rates and terms from 5 to 15 years based on risk. Click here for current rates.
  • Loans available on owner occupied properties

Take advantage of Entrust possibly paying up to $1,000 of closing fees on your Home Equity Line of Credit!1

For more information, chat with our Home Loan Specialist or contact us at 804.353.8012.

1Credit union will pay up to $1000 in closing costs and title work if the line of credit is at least $15,000 and the first draw is taken within 30 days of closing and is for at least $15,000; or will pay $500 in closing costs and title work if the line of credit is at least $7,500 and the first draw is taken within 30 days of closing and is for at least $7,500. Third party closers must be approved by the credit union.