Choose a Credit Card

Which of our credit cards is right for you? Choose between the Platinum, Platinum Secured, Platinum Plus, and Platinum Student.

  Platinum Plus Platinum Platinum Secured Platinum Student
Introductory Rates* 0% Annual Percentage Rate for 6 months 3.9% Annual Percentage Rate for 6 months 3.9% Annual Percentage Rate for 6 months None
Rates for purchases, cash advances & balance transfers 8.90% - 15.90% APR** 9.50%  - 16.50% APR** 9.50% - 16.50% APR** 10.5% APR**
Credit Limits $2,000 - $20,000 $500 - $20,000 $500 - $5,000 $300 - $5,000
Annual Fee $25 None None None
Rewards Points 1 points for every $2 spent, redeemable at None None None
Grace Period 25 days 25 days 25 days 25 days
Payments  2% of outstanding balance 2% of outstanding balance 2% of outstanding balance 2% of outstanding balance
Common Carrier Travel Insurance $1 million $200,000 $200,000 $200,000
Limited Car Rental Insurance**** Yes Yes Yes Yes
Special Discount Offers Yes Yes Yes Yes
Other Features - Gives back to missions - Gives back to missions - Requires cash collateral in the amount equal to the desired credit limit
- Gives back to missions
- May qualify as an individual or with a guarantor
- For students thru college or 22 years old
- Gives back to missions
 Account Agreement Platinum Plus Credit Card Agreement Platinum Credit Card Agreement  Platinum Secured Credit Card Agreement Platinum Student Credit Card Agreement

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*Introductory rate applies to the first 6 months after a new credit card account is opened.
**APR=Annual Percentage Rate. Quoted rate is lowest available. Rates are based on individual credit qualifications. Experience-based pricing effective for new Visa Classic, Secured, and Platinum credit card accounts as of 12/1/06.
****Certain restrictions apply.