What is your choice? GoodWorks or Passage?

Which of our credit cards is right for you? Choose between the GoodWorks Rewards, Passage Rewards, GoodWorks, and Passage.

  GoodWorks Rewards Passage Rewards GoodWorks Passage
Introductory Reward Bonus 3,000 points for  $1,000 in purchases in first 3 months, double points on all purchases in 1st 3 months Bonus 3,000 points for  $1,000 in purchases in first 3 months, double points on all purchases in 1st 3 months None None
Introductory Rates 0% APR for 6 months1 0% APR for 6 months2 0% APR for 6 months1 0% APR for 6 months2
Rates for purchases, cash advances & balance transfers 10.25% - 19.25% APR1 11.25%  - 20.25% APR2 9.25% - 18.25% APR1 10.25% - 19.25% APR2
Balance Transfer Fee 2% 2% 2% 2%
Cash Advance Fee 2% or $5, whichever is greater 2% or $5, whichever is greater 2% or $5, whichever is greater 2% or $5, whichever is greater
Foreign Transaction Fee 1.0% None 1.0% None
Credit Limits $500 - $20,000 $500 - $20,000 $500 - $20,000 $500 - $20,000
Annual Fee None None None None
Rewards Points after 3 months Spend $1, earn 1 point AND give $1 to a charity and earn 2 points. Learn more here. Spend $1, earn 1 point AND give $1 to a charity and earn 2 points. Learn more here. None None
Rewards Expiration 5 years 5 years N/A N/A
Grace Period 25 days 25 days 25 days 25 days
Payments  2% of outstanding balance or $25, whichever is greater 2% of outstanding balance or $25, whichever is greater 2% of outstanding balance or $25, whichever is greater 2% of outstanding balance or $25, whichever is greater
Common Carrier Travel Insurance $1 million $1 million None None
Other Features - Gives back to non-profits and charitable organizations on the local, national and international level - Gives back to non-profits and charitable organizations on the local, national and international level

- Lower Rate

- Gives back to non-profits and charitable organizations on the local, national and international level

- Gives back to non-profits and charitable organizations on the local, national and international level
 Account Agreement GoodWorks Rewards Agreement Passage Rewards Agreement  GoodWorks Agreement Passage Agreement

Apply today for a credit card!

1APR=Annual Percentage Rate. Quoted rate is the lowest available. Not all applicants will qualify. Rate will be based on individual credit qualifications and may be higher. Foreign transaction fees may apply. This offer only applies to new credit card accounts that are opened after September 1, 2016. Rates and terms are subject to changes without notice. Quoted rate is an introductory rate. Introductory rate will end after 6 months and the variable rate may range from 9.25% APR to 19.25% APR based on creditworthiness. This APR will vary with the market based on the Prime Rate. Balance transfer and cash advance fees of 2% may apply.

2APR=Annual Percentage Rate. Quoted rate is the lowest available. Not all applicants will qualify. Rate will be based on individual credit qualifications and may be higher. Foreign transaction fees may apply. This offer only applies to new credit card accounts that are opened after September 1, 2016. Rates and terms are subject to changes without notice. Quoted rate is an introductory rate. Introductory rate will end after 6 months and the variable rate may range from 10.25% APR to 20.25% APR based on creditworthiness. This APR will vary with the market based on the Prime Rate. Balance transfer and cash advance fees of 2% may apply.