Visa Gift Cards

VISA-gift-card

Entrust Financial Credit Union has a variety of Visa Gift Card options for your giving needs. When occasions like graduations, weddings, back-to-school shopping and Christmas occur, gift cards are a year round giving option. Make someone's day with an Entrust Visa Gift Card!

Our Visa Gift Cards must be purchased in our office.  (At this time, cards are not available for purchase online.) They are available in increments of $10 to $1,000. This does not include the purchase price of $3.95. In addition, did you know that our gift cards can be used to make ATM withdrawals as well as purchases, wherever Visa is accepted?  

Choose from a variety of gift card designs like the ones below:

We highly suggest taking a moment to register your gift card so you can view your transactions and current balance. 

If your gift card was purchased prior to December 31, 2015, please use this link to review your transactions and current balance.

For more information about our Visa Gift Cards, please contact our Member Services team at efcu@entrustfcu.org or 804-353-8012. 

Using a Visa Gift Card

Understanding your Visa Gift Card balance is important. Cards can be used when making purchases from any merchant that accepts Visa. However, some card issuers place authorization tolerances on transactions at particular types of merchants, such as restaurants, hotels, cruise lines, mail order, and car rentals. Authorization tolerances add a percentage or fixed dollar amount to the cost of the transaction when it is submitted for approval. The purpose of an authorization tolerance is to cover any tip/gratuity that you may add to the purchase after the approval or to ensure that adequate funds are available to cover the final purchase.

For example, you have dinner at a restaurant and the total bill is $25.00. You have a $25.00 balance on your Visa Gift Card that you would like to use and it has a 20% authorization tolerance for restaurants. Therefore, when the restaurant uses your Visa Gift Card to pay the $25.00 bill it will be denied because 20% is added to the transaction amount and there was not sufficient funds to cover the $5 authorization tolerance.

Visa Gift Card FAQ