Dividend Rates

Entrust Financial Credit Union's Savings Accounts, Money Market Accounts, and Certificate Accounts are good alternatives to uninsured mutual funds. These accounts are insured up to at least $250,000 by the National Credit Union Share Insurance Fund, a federal agency.

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DEPOSIT ACCOUNTS

Type of Account APY* Dividend Rate Effective Date
Shares (Regular and Special)1 .12% .12% Qtr. Ending 9/30/2017 - Minimum Balance of $100 required to earn the APY
Special Clubs1 .12% .12% Qtr. Ending 9/30/2017 - Minimum Balance of $100 required to earn the APY
Christmas Club2 .35% .35% Effective for 2017, paid at maturity on or about 10/15/17 if there are no withdrawals
Bonus3 .00% .00% Qtr. Ending 9/30/2017

MONEY MARKET ACCOUNTS4

Balance APY Dividend Rate Effective Date
Less than $1,000 0% 0% $1,000 minimum balance required to earn dividend.
$1,000 to $9,999.99 .20% .20% 11/2017
$10,000 to $24,999.99 .20% .20% 11/2017
$25,000 to $49,999.99 .30% .30% 11/2017
$50,000 to $99,999.99 .35% .35% 11/2017
$100,000 and over .40% .40% 11/2017

CERTIFICATE ACCOUNTS

Term APY Dividend Rate Effective Date
6 months .50% .50% These rates are effective as of November 14, 2017. A $500 minimum deposit is required to earn the Annual Percentage Yield. Penalty for early withdrawal is 90 days dividends on the amount withdrawn for a terms of 12 months and under, and the penalty for early withdrawal on terms over 12 months is 180 days. Penalties or applicable fees may reduce your earnings.
11 months (Savings Challenge Certificate) $25-$499.99 balance .10% .10%
11 months (Savings Challenge Certificate) $500 and greater balance .40% .40%
12 months .75% .75%
18 months .75% .75%
24 months 1.00% 1.00%
36 months 1.30% 1.29%
60 months 1.85% 1.84%

JUMBO CERTIFICATE ACCOUNTS

Term APY Dividend Rate Effective Date
6 months .60% .60% These rates are effective as of November 14, 2017. A $97,000 minimum deposit is required to earn the Annual Percentage Yield. Penalty for early withdrawal is 90 days dividends on the amount withdrawn for a terms of 12 months and under, and the penalty for early withdrawal on terms over 12 months is 180 days. Penalties or applicable fees may reduce your earnings.
12 months .85% .85%
18 months .85% .85%
24 months 1.10% 1.10%
36 months 1.40% 1.39%
60 months 1.95% 1.94%

*APY=Annual Percentage Yield. Penalties or applicable fees may reduce your earnings. 1Dividends calculated daily; compounded and paid quarterly; rate subject to change quarterly. 2Dividends calculated daily; paid at maturity on or about October 15; rate set in December for the following year. 3Dividends calculated daily; compounded and paid monthly; rate subject to change monthly. 4Dividends calculated daily; compounded and paid monthly; rate subject to change monthly.