Overdraft Privilege

Overdraft Privilege is when you don't have enough money in your checking account to cover a transaction, but we pay it anyway. Regulation E requires us to obtain your approval before we can consider covering these payments. If you're already a member, you can opt in to Overdraft Privilege by logging into Online Banking, clicking the "More" tab, and finding the "Overdraft Opt In" link. You can then complete the form at the bottom of that page and submit it. To opt out of Overdraft Privilege, click "Overdraft Opt-Out" and fill out the form to submit.

To view our fee schedule that includes the Overdraft Privilege fee, click here.

To view our Overdraft Privilege disclosures, click here.