Certificate Features:

  • We only require a $500 minimum deposit to open a certificate.
  • Flexible terms are available from 6 to 60 months.

Understand the Terms:

Minimum Deposit/Balance: $500.00

Terms: 6 Months, 12 Months, 24 Months, 36 Months, 48 Months, 60 Months and Special terms from time to time

Payment of Dividends: Redeposit into certificate account (Inquire about other options)

Payment Frequency: Quarterly (Inquire about other options)

Penalty: Penalty for early withdrawal is 90 days dividends on the amount withdrawn for a terms of 12 months and under, and the penalty for early withdrawal on terms over 12 months is 180 days. Penalties or applicable fees may reduce your earnings.

Automatic Renewal: The member has 10 days from date of maturity to withdraw the funds. No action by the member will result in the automatic renewal of the monies at the same term and prevailing rate. If the certificate is withdrawn within the 10 days, dividends paid will be calculated at the regular share rate.